Warm Southern Breeze

"… there is no such thing as nothing."

Posts Tagged ‘money’

That Big Clear Rock On Your Left Ring Finger… Is An Ostentatious, Useless Piece Of Crap.

Posted by Warm Southern Breeze on Monday, January 22, 2018

“A kiss on the hand may be quite continental, but diamonds are a girl’s best friend,” sang late starlet Marilyn Monroe in the 1953 movie “Gentlemen Prefer Blondes.”

But since when did diamonds become valuable?

And how did clear pieces of carbon, nothing more than mere coal, a dirty fossil fuel, come to symbolize – of all things – “love”?

They’re certainly not rare (though for a brief time, they were), and in fact, they are significantly more abundant than gold – though you likely wouldn’t be aware of it, per se – and because diamonds are the hardest substance known to science, it’s not uncommon to find diamond abrasives in any hardware store, or construction site. They’re even on fingernail files. But since when did you ever see a golden saw, or golden fingernail file?

But first, some  supply-and-demand “backstory” mixed with market manipulation and eventual monopoly… and then back again.

In 1870, gigantic diamond mines were discovered near Read the rest of this entry »

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Welcome The F-35 Lightning II To Alabama!

Posted by Warm Southern Breeze on Thursday, December 21, 2017

I’ve just heard/read the news that the 187th Fighter Wing at Dannelly Field in Montgomery has been chosen to get a fleet of the Lockheed Martin F-35 Lightning II Joint Strike Fighter Mission jet aircraft.

That’s the $1.45 TRILLION-dollar TOTAL LIFETIME OPERATION COST of operations, cost-overrun, over-budget, faulty, so-called “do-everything” aircraft which can’t do an aerial “dogfight,” and the money already spent upon it ($350Billion) could have LITERALLY purchased a “McMansion-priced home” ($600K – over 2x the average price of the average US house), for EVERY SINGLE HOMELESS person in our nationand– had plenty of money left over.

It’s part and parcel of what late, former WWII Supreme Allied Commander, former-two term Republican POTUS Dwight David Eisenhower called the “military industrial complex” in his Farewell Address the evening of January 17, 1961, as a two-term Republican, under whose leadership our nation grew like “gangbusters,” our infrastructure expanded phenomenally and exponentially, and under who the Personal Income Tax Rates upon the VERY WEALTHIEST of Americans was 90%+, with Corporate Income Tax Rates 40+%.

The Lockheed Martin F-35 Lightning II Joint Strike Fighter

“Until the latest of our world conflicts, the United States had no armaments industry. American makers of plowshares could, with time and as required, make swords as well. But now we can no longer risk emergency improvisation of national defense; we have been compelled to create a permanent armaments industry of vast proportions. Added to this, three and a half million men and women are directly engaged in the defense establishment. We annually spend on military security more than the net income of all United States corporations.

“This conjunction of an immense military establishment and a large arms industry is new in the American experience. The total influence — economic, political, even spiritual — is felt in every city, every State house, every office of the Federal government. We recognize the imperative need for this development. Yet we must not fail to comprehend its grave implications. Our toil, resources and livelihood are all involved; so is the very structure of our society. Read the rest of this entry »

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Members of Congress: Virtual American Royalty… At Taxpayer Expense

Posted by Warm Southern Breeze on Thursday, December 21, 2017

Members of Congress as virtual royalty,
have raised their pay 9 times over 9 years,
but raised Minimum Wage only 3 times in 18 years.
While Congress now pays themselves almost
3x the Median Household Income,
since 2000,
Inflation has totaled 37.4%.
And with 72% subsidies, Employer Contributions,
and other
luxurious perks unavailable to the Average Citizen,
including full Retirement Vestment after 5 years,
and 72% subsidy for Healthcare Insurance in Retirement,
their Healthcare is practically free.
And you’re paying for it.
But yours is not.
And you’re paying for it, too!

Members first received $6 a day in 1789, today they get $174,000 annually, in addition to phenomenal perks, health insurance, and retirement… all at taxpayer expense.

Presently, Congress also gets: Read the rest of this entry »

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Look Deeply For Dignity

Posted by Warm Southern Breeze on Friday, November 3, 2017

Saint Martin de Porres (1579-1639) was a barbershop surgeon when he joined a Dominican monastery at age 15. Soon his success with medicinal herbs and miraculous healings earned him great fame as a healer. But Martin was famous for tending to small things, too. Once, he solved the monastery’s pest problem by Read the rest of this entry »

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Charter Schools Hoodwinking Hypocrisy 

Posted by Warm Southern Breeze on Sunday, August 6, 2017

Mark Weber, who blogs as “Jersey Jazzman,” is earning his Doctorate in Research and Statistics while teaching in a New Jersey public school. He is a sharp critic of shoddy research, especially of charter schools’ fantastical claims.

In his latest post, he asks why CREDO, the charter-evaluating institute at Stanford University run by Macke Raymond, continues to use an invalid metric – one which has never been scientifically sound – to evaluate charter schools’ performance.

Journalists, who have little expertise in evaluating research claims, eagerly, though ignorantly, promote such unsound claims by writing things like School X produces an additional “number of days of learning.”

That happened most recently in Texas, where charter schools finally matched the test scores of public schools – aka so-called “failing schools” for which charter schools are supposed to be the rescuers.

Continue learning…
http://wp.me/p2odLa-hSK

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Follow Your Heart Instead Of The Money

Posted by Warm Southern Breeze on Friday, July 7, 2017

One day, Jesus was walking and saw a tax collector named Matthew sitting at a tax collection post, and said to him, “Follow me.” And Matthew stood up and followed Him, and became one of His twelve apostles. Tax collectors in those days were social outcasts. Devout Jews avoided them because they were usually dishonest (the job had no salary, and tax collectors were expected to make their profits by cheating the people from whom they collected taxes). Patriotic and nationalistic Jews hated them because they were agents of the Roman government – the conquerors – and hated them with a double hatred if (like Matthew) they were Jews, because they had gone over to the enemy, and had betrayed their own people for money. Thus, throughout the Gospels, we find tax collectors (also known as publicans) mentioned as a stadard type of sinful and despised outcast. Matthew brought many of his former associates to meet Jesus, and social outcasts in general were shown that the love of Jesus extended even to them.

Matthew’s Gospel account puts it this way: “Later, Matthew invited Jesus and His disciples to his home as dinner guests, along with many tax collectors and other disreputable sinners. And when the Pharisees saw this, they said to His disciples, “Why is your Teacher eating with such scum as the tax-collectors and other sinners?” But when Jesus heard that, He said, “Healthy people don’t need a doctor – sick people do. Now go and learn the meaning of this Scripture: ‘I DESIRE COMPASSION, AND NOT SACRIFICE,’ because I did not come to call those who think they are righteous, but those who know they are sinners.”” (Matthew 9:10-13)

Jesus specifically replied with the principle recorded in Hosea 6:6a which states: “I want you to show love, not offer sacrifices.” (NLT) The venerable King James version puts it as: “For I desired mercy, and not sacrifice; and the knowledge of God more than burnt offerings.”

Jesus numbered among His disciples persons of widely different backgrounds. They included not only Matthew, a former agent of the Roman government, but Read the rest of this entry »

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Deep Dish Pizza: A How-To Guide

Posted by Warm Southern Breeze on Sunday, June 25, 2017

Who doesn‘t like pizza?

Why, it’s practically unAmerican to not like pizza! Have you ever made your own pizza at home? Ever wanted to make a Deep Dish Pizza at home? Good news – you can! And I’ll share images and a recipe which will help get you started.

This may come as a complete surprise to some, but pizza is BIG BUSINESS in the United States.

Top 50 Pizza Chains’ Annual Sales by State (Click to enlarge)

And as Marketplace Host and Senior Editor Kai Ryssdal says, “but first, let’s do the numbers…”

According to CHD Expert, a foodservice industry marketing trends & data organization, at the end of September 2016, there were 76,723 pizza restaurants in operation in the United States.

In their 2016 Pizza Consumer Trend Report, foodservice industry researcher Technomic found that 41% of consumers polled say they eat pizza once a week, a 55% increase from the 26% reported only 2 years ago.

And a 2016 Morgan Stanley report found that pizza delivery is a $30 billion industry, but could be be worth over $210 billion — which is the total amount Americans currently spent on off-premise dining. And of that $30 billion figure, over 1/3 – $11 billion – are delivery orders which are placed online, and nearly 2/3 of those online orders are… pizza.

So with impressive data like that, it should come as no surprise that a Harris Poll found that Americans’ No. 1 favorite comfort food is pizza, which also had twice as many votes as any other dish… including chocolate.

Now, for a recipe, and the how-to.

There are many seemingly innumerable styles of pizza, which vary with stuffed crusts, in shape, size, ingredients, and any other number of variations in pizza, and fortunately, this one will be simple enough to make at home.

We’re going to make the entire thing, including the crust.

A highly flavored #homemade #pizza dough crust - hWhat you’ll need is Read the rest of this entry »

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Will That Be Cash, Pizza, Praise, Or Nothing?

Posted by Warm Southern Breeze on Saturday, June 24, 2017

Decades ago, Dale Carnegie expounded on the power of praise in his classic book How to Win Friends and Influence People.

In it, he wrote in part that, “…there is one longing – almost as deep, almost as imperious, as the desire for food or sleep – which is seldom gratified. It is what Dewey calls Read the rest of this entry »

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Deceit And Treachery Continue In #ALpolitics

Posted by Warm Southern Breeze on Sunday, May 21, 2017

In case you’ve been under a rock for the past 4 years or more, Alabama’s two-term Republican Governor Dr. Dr. Robert Bentley, M.D. was forced to resign from office amidst ongoing impeachment proceedings resulting from a sex & corruption scandal in which he significantly abused the power of the office for personal gain, then under pressure, and facing possible felony charges, entered a plea agreement in which he pled guilty to two misdemeanor campaign finance violations, agreed to other court-ordered stipulations including never again to “seek or serve in any public office,” pay fines & court costs, surrender campaign funds, render Community Service as a physician, submitted his resignation, whereupon Republican Lt. Gov. Kay Ivey – formerly State Treasurer – took office as Governess.

It seemed most everybody was happy as a lark.

Until…

Until those damn pesky reporters started snooping around the back door.

Then, it turns out, they found evidence that strongly suggests she isn’t in good health, and so much so to the extent that her ability to govern and think clearly may be called into question.

According to an investigative report and story by Josh Moon, a Journalist with Alabama Political Reporter, “Gov. Kay Ivey’s office declined to confirm on Thursday that she had been admitted to a Colorado hospital for “stroke-like” issues in April 2015, the Alabama Law Enforcement Agency all but did. Read the rest of this entry »

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BIG INSURANCE Companies Fear Single Payer For ONE Reason

Posted by Warm Southern Breeze on Friday, May 12, 2017

A friend had shared the opening paragraph, upon which I remarked.

My response follows.

“At the risk of stating the obvious, I feel compelled to note that insurance companies do not exist to provide health care. They exist to make money. Big money. Big money at your time of greatest vulnerability. This happens by raising income as much as possible and limiting “risk” as much as possible. Now go ponder the implications.”

—/—

And that is the single greatest reason why a Read the rest of this entry »

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All Trumped Up Over The FISA Court

Posted by Warm Southern Breeze on Monday, March 6, 2017

Imagine, or pretend for a moment that you were President of the United States.

You would be literally be “the boss of” and have access to a vast trove of over 14 different American Intelligence & National Security agencies.

If so desired, you could watch video of the raid on Osama bin Laden’s compound in Abbottabad, Pakistan, see photographs of his corpse and burial at sea, and examine the report made of his DNA following his death and capture. By virtue of the Office of the President, there would be virtually nothing to which you would not entitled to know, or view in the agencies of the United States government. You would be able to see the code-named TOP SECRETS of our government. You would have full and unfettered access to the highest levels of secret information… including Nuclear Access Codes.

The Departments of Defense, Homeland Security, Energy, State, and Justice, along with all their myriad divisions and offices – ALL Executive level agencies – which includes the FBI, US Marshals Service, Secret Service, DEA, ATF, Coast Guard, and more – would ALL be under your ultimate control, and you would be their Boss.

The CIA is an independent agency.

Because the FBI and the NSA are Executive level offices/agencies, it is NOT a stretch to imagine that the President ~COULD~ Read the rest of this entry »

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Free Enterprise And #Beer

Posted by Warm Southern Breeze on Monday, February 6, 2017

I am a FIRM PROPONENT of ENTREPRENEURSHIP, FREE ENTERPRISE, and FAIR COMPETITION.

budweiser-beer-original-logoabinbev-china-logoFor that reason, and others, I have NOT purchased an AB-InBev product in quite some time, not only because of the inferior quality of their products, but because it is a greedy, global, monolithic oligopolic (virtually monopoly) enterprise.

It is NOT an American company, and ceased being an American company when it SOLD OUT to the Belgian brewing company InBev for around $52 billion in 2008. From then, the company was named AB-InBev.

Molson Canadian Lager beer, original bottle, brewed in Montreal, CanadaTo add insult to injury, the U.S. Department of Justice OK’d a deal in 2016 in which AB-InBev BOUGHT SABMiller’s U.S. business which in turn, would allow Molson Coors to Read the rest of this entry »

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Citizens United Ruling Violates Equal Protection Clause

Posted by Warm Southern Breeze on Monday, February 6, 2017

Nick Hanauer, a multi-billionaire about whom few have likely heard, authored a highly publicized article not too long ago warning about wealth inequity. Increasingly, the wealthy are realizing that a strategy of cutting taxes upon the wealthy and their corporations is not a recipe for American success, precisely for the reason that it adversely affects economic infrastructure, and jobs, among other damages.

However, one needn’t be wealthy to realize and understand that money, and the unreasonable desire for it known as avarice (an extreme form of greed), and the unwieldy power that accompanies it, are corrupting influences in any nation, and particularly in our United States because of SCOTUS ruling in the 2010 Citizens United v Federal Election Commission decision which Read the rest of this entry »

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Build The Wall: A Simple How-To Primer

Posted by Warm Southern Breeze on Sunday, January 8, 2017

On June 16, 2015, when Donald Trump announced his candidacy for United States President, he said in part, “I would build a great wall, and nobody builds walls better than me, believe me, and I’ll build them very inexpensively. I will build a great, great wall on our southern border. And I will have Mexico pay for that wall.”

Trump has estimated construction costs could range from $8-12 Billion, that it should be be made of precast concrete, rise 35 to 40 feet, or 50 feet, or higher, and that it doesn’t need to span the entire distance of the border, but only half because of natural barriers.

Accurate official Cost Estimates to build The Wall are sketchy, and a 2009 report by the Congressional Research Service  found that the challenges include “costs versus benefits, location, design, environmental impact, potential diplomatic ramifications, and the costs of acquiring the land needed for construction.”

Projected costs vary widely, and the report stated that:

The Corps of Engineers study predicted that the costs of constructing a double layer fence consisting of primary fencing and Sandia fencing would range from $1.2 million to $1.3 million a mile, excluding the costs of land acquisition. The Corps of Engineers also predicted that the 25-year life cycle cost of the fence would range from $16.4 million to $70 million per mile depending on the amount of damage sustained by the fencing.
The Congressional Budget Office (CBO) has estimated that border fencing would cost $3 million a mile to construct and that maintenance would total roughly 15% of the overall project costs per year.
According to the Government Accountability Office (GAO), the border fencing constructed by the end of FY2007 (using mostly the Corps of Engineers and the National Guard to construct the fencing) cost about $2.8 million a mile. The fencing constructed in FY2008, using mostly private constructors, cost about $5.1 million a mile.

In “Testimony Before the Subcommittee on Border and Maritime Security, Committee on Homeland Security, House of Representatives” entitled “SOUTHWEST BORDER SECURITY: Additional Actions Needed to Assess Resource Deployment and Progress; Statement of Rebecca Gambler, Director, Homeland Security and Justice” published Tuesday, March 1, 2016, the U.S. Government Accountability Office stated that:

“In addition, with regard to fencing and other tactical infrastructure, CBP reported that from fiscal year 2005 through May 2015, the total miles of vehicle and pedestrian fencing along the nearly 2,000-mile U.S.-Mexico border increased from approximately 120 miles to 652 miles. With the completion of the new fencing and other tactical infrastructure, DHS is now responsible for maintaining this infrastructure including repairing breached sections of fencing.”

See also: Highlights of GAO-16-465T, a testimony before the Subcommittee on Border and Maritime Security, Committee on Homeland Security, House of Representatives.

And make no mistake, Public Law 109–367 enacted by the 109th Congress, also known as the “Secure Fence Act of 2006” requires that “the Secretary of Homeland Security shall provide for least 2 layers of reinforced fencing, the installation of additional physical barriers, roads, lighting, cameras, and sensors…” at specified locations. But in typical Congressional fashion, the law was changed in 2008, and the fence requirements contained in the Consolidated Appropriations Act of 2008, still mandates the construction of a fence covering “not less than 700 miles” of the border, but eliminated the requirement that the fence be double-layered. According to “Remarks by Secretary of Homeland Security Jeh Johnson: “Border Security in the 21st Century” – As Delivered,” “in Fiscal Year 2000 we had 10 miles of secondary fence along the southwest border; today we have 36.3 miles of secondary fence.”

Citing a U.S./Mexico Trade Deficit of $50 Billion in 2014, and a $54 Billion Trade Deficit for the first 11 months of 2015, Trump has proposed reinstating tariffs on Mexican goods in violation of the North American Free Trade Agreement.

Trump said, “When they say Mexico can’t pay for the wall, I say of course they can. We have a trade deficit with Mexico that’s unbelievably big. … It’s billions and billions of dollars — far more than what we’re talking about for the wall.”

His claim that “I will have Mexico pay for that wall,” would ostensibly be done by reinstating tariffs, otherwise known as “taxes” on goods “Hecho en Mexico.”

However, there is another potential manner in which he could “have Mexico pay for that wall,” which would be to Read the rest of this entry »

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“Too Big To Fail” Banks Get Bailout, Gave Customers The Shaft

Posted by Warm Southern Breeze on Monday, December 19, 2016

Chalk One Up for the Working Man

By Donald V. Watkins
©Copyrighted and Published (via Facebook) on December 18, 2016
Used with permission

On Thursday, I tried a case for a close friend on mine in the Jefferson County, Alabama District Court in Bessemer, Alabama. My friend is a hard working Bessemer resident and family man whose world was turned upside down when Citibank sold his credit card account to San Diego-based junk debt buyer, Midland Funding, LLC. He is one of millions of bank credit card customers each year whose accounts are bundled in loan pools and then sold to junk debt buyers without the customer’s knowledge.

Midland Funding is one of several mega junk debt buyers in America. This group of financial sharks buys unsecured bank debt for pennies on a dollar and then strong arms debtors who miss one or more of their monthly payments. Midland is part of a multi-billion industry of shady financial predators.

In my friend’s case, Citibank sold his account to Midland Funding. The balance on the account was $6,800. My friend paid his credit card monthly on a regular basis, but had an unexpected hiccup in his monthly cash flow a couple of years after he opened the account. As a result he failed to make a couple of his payments on time. When this occurred Citibank sold my friend’s account to Midland, and Midland eventually sued my friend. This is how my friend became my client.

Remember, Citibank had a similar hiccup during the Great Recession of 2008. The bank requested and received a total of $181.6 billion in federal bailout assistance to keep from collapsing. In fact, Citibank led the banking industry’s “welfare queens” by receiving more financial bailout assistance than any big bank in the U.S.

Citibank’s “Thank You” to the taxpayers like my client, whose tax dollars made the financial bailout possible for these big banks, was the low-down act of selling his credit card account to a shark like Midland Funding. The big banks were quick to take taxpayer-sponsored financial assistance, but slow to give taxpayers similar financial assistance in return.

[Editor’s Note: Alamerica Bank, which is Read the rest of this entry »

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