Posted by Warm Southern Breeze on Monday, December 19, 2016
Chalk One Up for the Working Man
By Donald V. Watkins
©Copyrighted and Published (via Facebook) on December 18, 2016
Used with permission
On Thursday, I tried a case for a close friend on mine in the Jefferson County, Alabama District Court in Bessemer, Alabama. My friend is a hard working Bessemer resident and family man whose world was turned upside down when Citibank sold his credit card account to San Diego-based junk debt buyer, Midland Funding, LLC. He is one of millions of bank credit card customers each year whose accounts are bundled in loan pools and then sold to junk debt buyers without the customer’s knowledge.
Midland Funding is one of several mega junk debt buyers in America. This group of financial sharks buys unsecured bank debt for pennies on a dollar and then strong arms debtors who miss one or more of their monthly payments. Midland is part of a multi-billion industry of shady financial predators.
In my friend’s case, Citibank sold his account to Midland Funding. The balance on the account was $6,800. My friend paid his credit card monthly on a regular basis, but had an unexpected hiccup in his monthly cash flow a couple of years after he opened the account. As a result he failed to make a couple of his payments on time. When this occurred Citibank sold my friend’s account to Midland, and Midland eventually sued my friend. This is how my friend became my client.
Remember, Citibank had a similar hiccup during the Great Recession of 2008. The bank requested and received a total of $181.6 billion in federal bailout assistance to keep from collapsing. In fact, Citibank led the banking industry’s “welfare queens” by receiving more financial bailout assistance than any big bank in the U.S.
Citibank’s “Thank You” to the taxpayers like my client, whose tax dollars made the financial bailout possible for these big banks, was the low-down act of selling his credit card account to a shark like Midland Funding. The big banks were quick to take taxpayer-sponsored financial assistance, but slow to give taxpayers similar financial assistance in return.
[Editor’s Note: Alamerica Bank, which is Read the rest of this entry »
Posted in - Business... None of yours, - My Hometown is the sweetest place I know | Tagged: abuse, AL, Alabama, ALpolitics, bailout, banking, banks, Bessemer, business, Citibank, county, court, credit, credit card, creditor, debt, district, District Court, employment, government, JeffCo, Jefferson, Jefferson County, job, junk, junk bond, law, Midland Funding, money, politics, problems, profit, sale, sharks, trial, troubles, Welfare, welfare queen | 1 Comment »
Posted by Warm Southern Breeze on Thursday, February 19, 2015
Owens Cross Roads Homeowner Kills 1 During Home Invasion, 3 Accomplices Charged with Murder
By Crystal Bonvillian | email@example.com
Follow @C_Bonvillian on Twitter
on February 11, 2015 at 2:24 PM, updated February 12, 2015 at 11:46 AM
DECEASED – Richard William Taylor, 42, was killed by a homeowner when, earlier in the day, under a ruse to use the homeowner’s telephone, he and three accomplices later broke into the home at night… and was then shot & killed by the homeowner as they broke into the home. May the shithead rot in HADES, and may his grave be urinated upon by mangy coyotes. Scumbag Piece Of Shit
Richard William Taylor was slain Monday as he attempted a home invasion in Owens Cross Roads, according to investigators, and his three accomplices have been charged with murder in his death.
Audra Anderson Ikard, 42, was the girlfriend of the DECEASED. Too bad she wasn’t killed, too. Ugly skank.
None of the three pulled the trigger of the gun that killed Taylor, 42, but they are all being held responsible for his slaying. Those arrested are Jeremy Floyd Jones, 29; Audra Lynn Anderson Ikard, 42; and Brandi Michelle Seagroves, 26.
Ikard was Taylor’s girlfriend, said Sgt. Brian Chaffin of the Madison County Sheriff’s Office.
All three are charged with murder, robbery, burglary and criminal mischief in the case. Jones is also charged with theft of property stemming from a similar incident the week before.
Chaffin said the foursome went to the home of the victim, located in the 100 block of Plainview Drive, earlier in the day on Monday asking to use her phone. She refused to let them inside.
100 block of Plainview Drive, Owens Cross Roads, AL – Approximate area of the break-in
They returned around 9:30 p.m. that night and forced their way in, Chaffin said. Read the rest of this entry »
Posted in - My Hometown is the sweetest place I know, - Read 'em and weep: The Daily News, End Of The Road | Tagged: 2015, AL, Alabama, Audra Anderson Ikard, Brandy Michelle Seagroves, break in, breakin, county, crime, Darwin Award winner, death, dumbass, Fugitive Task Force, Gun, home invasion, idiots, Jeremy Floyd Jones, killed, killing, Madison, Madison county, Owens Cross Roads, Richard William Taylor, shitheads, shooting, stupid, U.S. Marshal Service, U.S. Marshals Fugitive Task Force | Leave a Comment »
Posted by Warm Southern Breeze on Friday, December 10, 2010
It would seem that the “good ol’ boys (and girls)” at NASA got it wrong. You’d think that’d be a source of embarrassment for them. Apparently not.
Earlier, the MSM (Main Stream Media) trumpeted the news that… well, you read the headlines, and this entry’s headline too. You’d think they’d report that error. Apparently not. And, you’d think that’d be a source of embarrassment for them. Apparently not.
Read more about their mistakes here:
NASA’s Mono Lake Arsenic Microbes Not Quite As Advertized
Read the rest of this entry »
Posted in - Did they REALLY say that?, - Even MORE Uncategorized! | Tagged: Arsenic, California, claim, county, Earth, error, Extraterrestrial life, faux pas, Goddard Space Flight Center, Heliophysics, Inyo, Lake, Life on Earth (TV series), microbe, Microorganism, mistake, Mono, Mono Lake, NASA, National Forest, Organism, recreation, Sierras, Space, wilderness | 1 Comment »
Posted by Warm Southern Breeze on Thursday, October 28, 2010
Periodically, I receive communication from the Madison County Coalition for Healthy Marriages.
In those various email messages numerous topics are discussed, all designed with the purpose of strengthening traditional marriage between a man and a woman.
And though I am not presently married, nor in a romantic relationship, I find those messages not only uplifting and encouraging, but with a common sense approach, as well.
The following message is another one of those common sense approaches. It’s about the sexual aspect of the marriage relationship.
In many marriages, …Continue…
Posted in - Even MORE Uncategorized!, - Faith, Religion, Goodness - What is the Soul of a man? | Tagged: Alabama, coalition, coitus, common sense, conjugal, county, healthy, Madison, Madison County Coalition for Healthy Marriages, marital, marriage, MCCHM, priority, relationship, sex, sexual, traditional | 1 Comment »
Posted by Warm Southern Breeze on Wednesday, October 6, 2010
This story resonates with me for several reasons, not the least of which is that I’m a Certified Volunteer Fire Fighter, Registered Nurse, EMT and fellow human being. According to one story, “The mayor said if homeowners don’t pay, they’re out of luck.” See the fire department’s website here: http://www.CityOfSouthFulton.org/fire.htm
OUR VIEW: PAY-TO-SPRAY NO WAY TO RUN A FIRE DEPARTMENT
The Santa Fe New Mexican (New Mexico)
October 6, 2010
A tale from Tennessee is enough to make one appreciate taxes and their role in keeping a community safe. …Continue…
Posted in - Did they REALLY say that?, - Faith, Religion, Goodness - What is the Soul of a man?, - Read 'em and weep: The Daily News | Tagged: $75, burn, county, department, down, fire, firefighter, Gene Cranick, House, house fire, inexcusable, inhumane, news, Obion, Obion county, pay, protection, sad, South Fulton, Tennessee, TN | 2 Comments »
Posted by Warm Southern Breeze on Wednesday, March 24, 2010
A preliminary hearing was held yesterday in Madison County, AL Circuit Court for UAHKiller Amy Bishop.
It only took Madison County District Attorney Rob Broussard 25 minutes …Continue to her execution…
Posted in - My Hometown is the sweetest place I know, - Read 'em and weep: The Daily News | Tagged: "Just plead guilty - life without the possibility of parole - and get it over with.", Amy Bishop, bitch, county, court, courthouse, guilty, I'm Dr. Amy Bishop!, Madison, mean, prisoner, Prodigy Biosystems, UAHKiller | Leave a Comment »
Posted by Warm Southern Breeze on Tuesday, March 16, 2010
The tragedy of a young Marine Lance Corporal Gregory Suedmeyer’s ironic death in Atlanta was reported on the front page of the Huntsville Times this morning.
Twenty-one year old Gregory Suedmeyer …Continue…
Posted in - My Hometown is the sweetest place I know, - Read 'em and weep: The Daily News | Tagged: 19, 21, AL, Atlanta, Cobb, collision, county, crash, death, Douglas, duty, GA, Gregory Suedmeyer, home, Huntsville, I-20, injury, interstate, Iraq, Katelyn, Lance Corporal, Marines, Quayle, tour, trauma, wreck, wrong way | Leave a Comment »