Posts Tagged ‘problems’
Posted by Warm Southern Breeze on Monday, December 19, 2016
Chalk One Up for the Working Man
By Donald V. Watkins
©Copyrighted and Published (via Facebook) on December 18, 2016
Used with permission
On Thursday, I tried a case for a close friend on mine in the Jefferson County, Alabama District Court in Bessemer, Alabama. My friend is a hard working Bessemer resident and family man whose world was turned upside down when Citibank sold his credit card account to San Diego-based junk debt buyer, Midland Funding, LLC. He is one of millions of bank credit card customers each year whose accounts are bundled in loan pools and then sold to junk debt buyers without the customer’s knowledge.
Midland Funding is one of several mega junk debt buyers in America. This group of financial sharks buys unsecured bank debt for pennies on a dollar and then strong arms debtors who miss one or more of their monthly payments. Midland is part of a multi-billion industry of shady financial predators.
In my friend’s case, Citibank sold his account to Midland Funding. The balance on the account was $6,800. My friend paid his credit card monthly on a regular basis, but had an unexpected hiccup in his monthly cash flow a couple of years after he opened the account. As a result he failed to make a couple of his payments on time. When this occurred Citibank sold my friend’s account to Midland, and Midland eventually sued my friend. This is how my friend became my client.
Remember, Citibank had a similar hiccup during the Great Recession of 2008. The bank requested and received a total of $181.6 billion in federal bailout assistance to keep from collapsing. In fact, Citibank led the banking industry’s “welfare queens” by receiving more financial bailout assistance than any big bank in the U.S.
Citibank’s “Thank You” to the taxpayers like my client, whose tax dollars made the financial bailout possible for these big banks, was the low-down act of selling his credit card account to a shark like Midland Funding. The big banks were quick to take taxpayer-sponsored financial assistance, but slow to give taxpayers similar financial assistance in return.
[Editor’s Note: Alamerica Bank, which is Read the rest of this entry »
Posted in - Business... None of yours, - My Hometown is the sweetest place I know | Tagged: abuse, AL, Alabama, ALpolitics, bailout, banking, banks, Bessemer, business, Citibank, county, court, credit, credit card, creditor, debt, district, District Court, employment, government, JeffCo, Jefferson, Jefferson County, job, junk, junk bond, law, Midland Funding, money, politics, problems, profit, sale, sharks, trial, troubles, Welfare, welfare queen | 1 Comment »
Posted by Warm Southern Breeze on Sunday, May 17, 2015
Creativity is in short supply in Monkeytown, Alabama.
I refer, of course, to Montgomery.
And to be certain, there is a backstory on the nickname.
Seems the Montgomery Zoo was originally located in Oak Park, and then named Oak Park Zoo. The zoo also had an island of monkeys, which once escaped. Hence, the nick name.
For what it’s worth, the Montgomery City Planetarium, formerly known as Gayle Planetarium, is also located in Oak Park. I encourage you to go there, sometime! I have.
But back to the creativity thing.
Alabama is in dire straits fiscally. But, then again, that’s nothing new. Governor Bentley has promised (and broken) numerous pledges in his first & second campaigns. The one bothering most folks is the “read my lips… no new taxes” promise he unwisely made while campaigning for a second term.
It may not be the lie the second time around, as much as it is the entire deception thing from the get-go. Because he, the AL GOP, and the entire Legislature knew all about this well in advance. They knew there would come a day when the monies they “borrowed” from the Alabama Trust Fund must be repaid. That day has come… and is now gone. They’re essentially reneging on their promise, which not only makes them liars, but thieves as well, since money is involved.
So, you’re damn skippy the people are hopping mad!
Again, to be certain, Alabama is in a Read the rest of this entry »
Posted in - My Hometown is the sweetest place I know, - Politics... that "dirty" little "game" that first begins in the home. | Tagged: ADOC, AL, Alabama, Alabama Medicaid, Alabama-Coosa-Tallapoosa River Basin, Atlanta, backstory, budget, Chattahoochie, Del Marsh, economic infrastructure, Expand Medicaid, GA, gangsters, Georgia, Goat Hill, Goergia, GOP, Governor Bentley, idea, infrastructure, Medicaid, Mike Hubbard, money, Montgomery, path, politicicians, prison system, problems, Republican, river, Robert Bentley, Speaker Hubbard, Tennessee River, TN River, troubles, war, water | Leave a Comment »
Posted by Warm Southern Breeze on Tuesday, May 21, 2013
Perhaps an alternate title for this would be “We’re in it for the money.”
See also another related entry entitled “Mental Health Profession has Mental Health problems.”
“We’re all mad here”
Medication misuse is out of control in the US and more psychiatric labelling in DSM-5 will not help.
by Allen Frances | Tuesday, 21 May 2013
That’s the message of the new edition of the bible for American psychiatrists, DSM-5. Diagnostic inflation is about to become hyperinflation.
“We are all mad here” explains the Cat to Alice when she wonders about the strangeness of Wonderland. Well, life is starting to follow art. If people make the mistake of following DSM-5, the new diagnostic manual in psychiatry that was published on Saturday, pretty soon all of us may be labelled mad.
When I worked on the taskforce for DSM-4, we were very concerned about taming diagnostic inflation – but we only partly succeeded. Then four years ago, I became aware of the excessive enthusiasm around all the new diagnoses being proposed for DSM-5, including many that were untested. I hate to rain on anyone’s parade, but I knew this would be disastrous for the millions of people who were likely to be mislabelled, stigmatised and given excessive treatment.
In the US, the “sick” are distinguished from the “well” by the diagnostic and statistical manuals developed by the American Psychiatric Association.
The problem is that definitions of mental disorders are already written too loosely and are applied much too carelessly by clinicians, especially by the GPs who do most of the prescribing of psychiatric drugs.
And things are about to get much worse. Under DSM-5 diagnostic inflation looks set to become hyperinflation and will lead to an even greater glut of unnecessary medication. I would qualify for a bunch of the new labels myself – and you might too.
The grief I felt when my wife died would now be called “major depressive disorder”; forgetfulness in older age “mild neurocognitive disorder”; my gluttony now “binge eating disorder”; and my hyperactivity “attention deficit disorder”. As for my twin grandsons’ temper tantrums, this could be misunderstood as “disruptive mood dysregulation disorder”. And if you have cancer and your doctor thinks you are too worried about it, there’s “somatic symptom disorder.” It goes on, but you get the idea.
About half of Americans already qualify for a mental disorder at some point in their lives and the rates keep skyrocketing, especially among kids. In the past 20 years, the prevalence of autism has increased, childhood bipolar has multiplied 40-fold and attention deficit disorder has tripled.
One consolation: the kids are not suddenly getting much sicker – human nature is pretty stable. But the way we label symptoms follows fickle fashions, changing quickly and arbitrarily. And freely giving out inaccurate diagnoses can Read the rest of this entry »
Posted in - Do you feel like we do, Dr. Who?, - Lost In Space: TOTALLY Discombobulated, - Read 'em and weep: The Daily News | Tagged: Allen Frances, American Psychiatric Association, APA, conversation, diagnoses, Diagnosis, Diagnostic and Statistical Manual of Mental Disorders, DO, doctor, DSM, DSM-5, DSM5, health, inflation, label, MD, medicine, mental, Mental disorder, mental health, Mercator, money, pharma, physician, problems, psych, psychiatry, psycho, sick, sickly, sicko, unhealthy, United States, USA, weird | Leave a Comment »
Posted by Warm Southern Breeze on Thursday, November 8, 2012
Not too long ago, I asked someone – just an average person, someone unknown to me – what they thought were Alabama’s two greatest problems.
Their amazing response was “I don’t know, and I don’t care.”
Naturally, that was the correct answer.
The problem was, that those were the problems – ignorance and apathy.
Of course, that Read the rest of this entry »
Posted in - Even MORE Uncategorized!, - Faith, Religion, Goodness - What is the Soul of a man?, - Politics... that "dirty" little "game" that first begins in the home. | Tagged: 80th United States Congress, Alabama, apathy, Congress, education, email, friends, Harry Truman, ignorance, Mitch McConnell, politics, problems, reason, Roy Moore, United States, United States Constitution, United States Supreme Court | Leave a Comment »
Posted by Warm Southern Breeze on Sunday, July 15, 2012
What does Mitt Romney have to hide?
Why won’t he live up to his late father’s example, and voluntarily and openly reveal all his tax records?
Where the Money Lives
August 2012, 2012-08-08 T11:00:24.000-04:00
By Nicholas Shaxson
For all Mitt Romney’s touting of his business record, when it comes to his own money the Republican nominee is remarkably shy about disclosing numbers and investments. Nicholas Shaxson delves into the murky world of offshore finance, revealing loopholes that allow the very wealthy to skirt tax laws, and investigating just how much of Romney’s fortune (with $30 million in Bain Capital funds in the Cayman Islands alone?) looks pretty strange for a presidential candidate.
BURIED TREASURE Grand Cayman, where Bain Capital maintains at least 138 funds. Inset, Mitt Romney tries to spot his La Jolla home from the campaign plane. ©Ruth Tomlinson/Robert Harding World Imagery/Corbis (beach); by Justin Sullivan/Getty images (inset).
A person who worked for Mitt Romney at the consulting firm Bain and Co. in 1977 remembers him with mixed feelings. “Mitt was … a really wonderful boss,” the former employee says. “He was nice, he was fair, he was logical, he said what he wanted … he was really encouraging.” But Bain and Co., the person recalls, pushed employees to find out secret revenue and sales data on its clients’ competitors. Romney, the person says, suggested “falsifying” who they were to get such information, by pretending to be a graduate student working on a project at Harvard. (The person, in fact, was a Harvard student, at Bain for the summer, but not working on any such projects.) “Mitt said to me something like ‘We won’t ask you to lie. I am not going to tell you to do this, but [it is] a really good way to get the information.’ … I would not have had anything in my analysis if I had not pretended.
“It was a strange atmosphere. It did leave a bad taste in your mouth,” the former employee recalls.
This unsettling account suggests the young Romney—at that point only two years out of Harvard Business School—was willing to push into gray areas when it came to business. More than three decades later, as he tried to Read the rest of this entry »
Posted in - Lost In Space: TOTALLY Discombobulated, - Politics... that "dirty" little "game" that first begins in the home., - Read 'em and weep: The Daily News | Tagged: avarice, Bain, Bain Capital, Banking in Switzerland, Bermuda, Cayman Island, Cayman Islands, George Romney, GOP, greed, hide, Mitt Romney, money, news, Newt Gingrich, Nicholas Shaxson, politics, problems, Republican, Romney, secrecy, secret, tax haven, trouble, United States, wealth | Leave a Comment »
Posted by Warm Southern Breeze on Thursday, April 19, 2012
A case in point for this state which also plaguing Florida with pythons and boa constrictors… non-native species that populate and because they have no natural predators, become problems.
Alabama State officials believe that a few of the Amazonian snails were likely dumped into the pond after they had grown too large for a home aquarium. Pet stores sold the snails for years, but that practice is now illegal.
Amazonian snails approaching Mobile-Tensaw Delta, may be here to stay
Published: Sunday, April 15, 2012, 8:03 AM
Updated: Monday, April 16, 2012, 10:44 AM
By Ben Raines, Press-Register
A clump of Amazonian apple snail eggs clings to a cattail stem at the edge of Three Mile Creek. The Telegraph Road bridge is in the background, which is slightly less than a mile from the mouth of the Mobile River. Despite three years of control efforts, the snails appear to be colonizing the lower reaches of Three Mile Creek, creeping ever closer to the Mobile-Tensaw Delta. (Press-Register/Ben Raines)
MOBILE, Alabama — The snails are winning.
The Amazonian apple snails first discovered in Mobile’s Langan Park in 2008 have steadily expanded their range downstream in Three Mile Creek, ever closer to the Mobile-Tensaw Delta. Biologists contacted by the newspaper said the snails may be here to stay, with a breeding population already too well established to eradicate.
A Press-Register survey this week found the snail’s distinctive pink egg masses in reeds surrounding the U.S. 43 bridge on Telegraph Road, less than a mile from the Mobile River, and as close to the Delta as they’ve been found.
“The farthest I’ve seen them was the trestle at the I-165 bridge, so that’s a little farther down than normal,” said Dave Armstrong, a biologist with the Alabama Division of Wildlife and Freshwater Fisheries. “Obviously, they’ve migrated a little farther. That’s not good news.
Armstrong said the snails remain entrenched in the pond at Langan Park despite multiple applications of copper sulfate, which is lethal to snails but not fish and other aquatic creatures. The numbers in the pond are way down from the high point two years ago, he said, but the pond remains a breeding ground.
When wildlife officials realized that baseball-sized Amazonian snails had colonized the pond, their worst-case scenario involved the giant gastropods escaping into Three Mile Creek. Biologists fear the non-native snails because they have been shown to eat 95 percent of the aquatic vegetation in some natural systems, leaving behind murky, algae-filled water.
In the fall of 2009, dozens of snails could be seen clinging to rocks in the riffles below the pond’s dam at the edge of the park. Surveys of Three Mile Creek at the time revealed Read the rest of this entry »
Posted in - Even MORE Uncategorized!, - Read 'em and weep: The Daily News | Tagged: Alabama, Amazonian Apple snail, Ampullariidae, Animal, animals, Apple snail, biology, Dauphin Island Sea Lab, Flora and Fauna, Florida, Introduced species, Invasive species, Mobile Bay, Mobile River, nature, news, Press-Register, problems, Raines, Snail, trouble, water, waterways | Leave a Comment »
Posted by Warm Southern Breeze on Tuesday, November 23, 2010
Image via Nestle's CrunchBase
Perhaps you’ve read the previous entry to which I sarcastically allude in this entry’s title. If not, here’s the linked title – “Apple Update creates problems on Toktumi’s Line2 for iPad, iPhone, iPod, iOS.”
Here’s the “Ta – DAH!” e-mail which I received trumpeting their “success.” (As an aside, don’t you feel privileged to read my “personal” e-mail?) Be sure to …Continue to…continue to…
Posted in - Did they REALLY say that?, - Even MORE Uncategorized! | Tagged: 4.2.1, 4G, Apple, email, iOS, iPad, iphone, ipod, iTunes, Line2, problems, Siberia, Toktumi, Update, VoIP | Leave a Comment »
Posted by Warm Southern Breeze on Monday, October 4, 2010
By most accounts – including my own – WordPress 2.6 for the iOS is an abysmal failure. While this blog entry (http://ios.wordpress.org/2010/09/29/introducing-version-2-6/) lauds many “new and improved” features, reports from the users’ community – as read on the Apple app store – are anything but complimentary, and instead reveal a miasmatic cornucopia of problems, not the least of which is “crashing,” the unexpected and sudden failure if the app. Equally concerning among the complainants is the perception that …Continue…
Posted in - Did they REALLY say that?, - Lost In Space: TOTALLY Discombobulated | Tagged: app, Apple, Automattic, blog, bugs, code, code writer, complaints, confesses, crash, CrashBlog, engineer, FailBlog, failure, famous last words, haiku, iphone, issues, problems, software, suck, WordPress | Leave a Comment »
Posted by Warm Southern Breeze on Monday, July 5, 2010
Apple Computer (NYSE: AAPL), stunned the world today by announcing a critical error in the design of their iPhones, which has been present since the devices were first manufactured and sold in 2007.
It seems that the “bars” indicator – which has been used as a signal strength indicator, albeit an inaccurate and faulty one – is even more faulty than previously thought! In fact, it’s AFU – All Fouled Up. (That’s nice parlance.)
For those of you who do not know how to read radio signal strength indicators (and that’s very likely most folks), they’re expressed in negative numbers. The higher the negative number, e.g., -108, the weaker the signal. Conversely, the opposite is true: The lower the negative number, e.g., -16, the stronger the signal.
My iPhone 3GS is jailbroken, and one feature I have employed on it is a numerical signal strength indicator for the Cellular and WiFi signals. Here are two screenshots to illustrate.
UPPER LEFT CORNER: Cellular signal strength indicator using "Bars" - Note also, the WiFi signal (on the RIGHT of the AT&T) is much stronger than the cellular signal.
UPPER LEFT CORNER: Cellular strength indicator using the accepted numerical standard - Note also, the WiFi signal (on the RIGHT of the AT&T) is much stronger than the cellular signal.
And if you’re looking for a job…
Apple Computer is looking for Antenna Engineers, too!
Read on to see their mea culpa and want ad. …Continue…
Posted in - Did they REALLY say that?, - Lost In Space: TOTALLY Discombobulated, - Read 'em and weep: The Daily News | Tagged: 3GS, 4, AAPL, antenna, Apple, AT&T, best seller, cell, cellular, computer, engineer, indicator, iOS, iphone, letter, market, problems, signal, smartphone, strength, wrong | 3 Comments »
Posted by Warm Southern Breeze on Monday, March 29, 2010
The Interstate 565 crossing over Chapman Mountain in Huntsville, AL is rapidly becoming a deathtrap.
Yesterday (Sunday, 28 March 2010), 55 year-old Madison county resident Joseph E. Hargrave, driver of an 18-wheeler/BIG TRUCK, lost control of his EAST-BOUND truck, crossed the median and flipped, blocking traffic from 12:40PM until after sundown Sunday.
He was taken to Huntsville Hospital with minor injuries.
That was the blocked lane about which I’d earlier written.
Mr. Hargrave’s unfortunate wreck wasn’t …Continue…
Posted in - My Hometown is the sweetest place I know, - Uncategorized II | Tagged: 18-wheeler, 565, ALDOT, Big Truck, block, Chapman Mountain, death, deathtrap, driver, engineers, hazard, hazardous, HPD, I-565, interstate, Joseph Hargrave, patrol, police, problems, radar, risk, road, roadway, speed, traffic, truck, wreck | Leave a Comment »
Posted by Warm Southern Breeze on Friday, March 19, 2010
This is the season of Lent. It’s a strictly Christian observance… well, it actually has its roots in the Jewish Passover.
Christians are the “new Jews.” Oy vey!
I started out thinking I’d share about my iPhone troubles – I have an unlocked and jailbroken 32G 3G[S] iPhone.
Yeah. Top of the line.
iResisted doing that – purchasing an iPhone – for quite some time. I used – and still do – use a Palm Treo 650, and have never had moment’s trouble with it. NEVER!
I used it to surf the web, and sent e-mail from about four accounts, three of them associated with my work, all from different organizations. One day, several years ago, at a family reunion in MS, someone told me something had fallen out of my pocket. Looking down, I saw the stubby antenna lying on the floor. Loathing to pay the very-nearly $40 for a screw and tiny piece of plastic, I reverted to using two devices – as I had done previously with a Nokia “candybar” style phone, and Palm Pilot.
Back to Square One… right? Two devices… one phone, and one computer/calendar/appointment/memo/address/contact gizmo.
A few months back, I bought the iPhone for …iContinue…
Posted in - Uncategorized II | Tagged: 32G, 3GS, analogy, Apple, ass, AT&T, cellphone, cellular, Christian, computer, iphone, jailbreak, jailbroken, Jewish, Jews, Lent, problems, smartphone, story, unlock, unlocked, wings | Leave a Comment »
Posted by Warm Southern Breeze on Monday, March 15, 2010
Is John Newberry, President/CEO of Redstone Federal Credit Union, out of touch with reality?
After a virtual media black-out which essentially denied that Redstone Federal Credit Union members accounts had been emptied because of computer hacks, this is how the RFCU President/CEO responds: …Continue…
Posted in - Uncategorized | Tagged: Alabama, break in, CEO, computer, credit, Credit Union, Fail, failure, federal, fraud, hack, Huntsville, John Newberry, liar, member, out of touch, president, problems, Redstone, RFCU, space cadet, union | Leave a Comment »
Posted by Warm Southern Breeze on Wednesday, February 24, 2010
Exactly what are the rules of “the Blame Game?”
We certainly know how to play it. And it seems that the silly little games we adults often play at times like this – in the midst of tragedy – rather than accept responsibility, we adults behave as if we were once again, carefree 6th graders on a playground somewhere, dodging and deflecting a kickball thrown at us.
Games however, are as much for adults as they are for children, and perhaps more so, because in learning to abide by rules and cooperating, we come to understand strategies, tactics, and how best to utilize opportunities – things and events – that come our way. Essentially, it is “the hand that is dealt us.” Hopefully, we learn how to be gracious losers, and equally humble winners, understanding also that no one always wins, and that “our time is coming.”
Yet, it is game-playing at inappropriate times that characterizes and differentiates children from adults. …Continue…
Posted in - Uncategorized | Tagged: Amy Bishop, Andrew Pakhomov, Bible, blame game, David Williams, death, Dr. David Williams, Fail, failure, fault, institution, life, president, problems, professor, purpose, Scripture, shirk, systemic, trouble, UAH, UAHbomber, UAHuntsville | 4 Comments »