Posted by Warm Southern Breeze on Monday, May 28, 2012
Regular readers will recall the entry entitled “Q: Why do hospitals charge $75 for aspirin? A: Because they can.,” which was posted Wednesday, May 2, 2012.
In another venue, I had posted the following remark in response to the exorbitant healthcare costs, “It’s a simple concept, really. Anytime anyone gets in between you & who you’re buying from, it costs more. Insurance does that.”
And it’s true.
It’s not trite.
Let’s consider this example: You’re at the grocery store in the check-out line, about to pay for your groceries which have already been bagged and placed in your shopping cart. When the clerk announces the total, you have some strange feeling because the total is about ten times as much as you imagined.
When you double check the price of milk you find the sticker says $2.50/gallon, but your clerk rang up $25. You double check the price of frozen spinach. The sticker price says $1.37, but the clerk rang up $13.70. The chocolate was $4.50, but the clerk rang up $45.00. And the lean ground beef, instead of the posted $2.60/lb, the 5lb chub was… $130.00.
Talk about sticker shock!
You are aghast at the price, and in frustrated terms exclaim that “there is obviously some gross mistake!” – to which the clerk replies, “Let me check with your Food Insurance Agent,” picks up a phone beside the register, presses one button, and whispers into the receiver.
Suddenly, out of a door leading to an inside office, Read the rest of this entry »
Posted in - Do you feel like we do, Dr. Who?, - Read 'em and weep: The Daily News | Tagged: business, California, cash, cost, Costco, Deloitte Center for Health Solutions, discount, Discounts and allowances, doctors, Financial Services, greed, grocery store, Hawaii, health, health care, health insurance, healthcare, healthinsurance, hospital, hospitals, insurance, Insurance policy, investigation, law, Los Angeles, Los Angeles Times, medical bills, money, Obamacare, Patient Protection & Affordable Care Act, Paul Keckley, payment, profit, profit motive, research, spending, Times, United States, Vehicle insurance, X-ray computed tomography | Leave a Comment »
Posted by Warm Southern Breeze on Monday, April 16, 2012
Thanks to “ObamaCare,” which requires health insurance companies to spend 80% of health insurance premiums on actual healthcare, instead of CEO compensation, stockholder payout, advertising, overhead, and other non-healthcare delivery, Floridians will be receiving a rebate from the money they were overcharged.
Thanks, President Obama!
Florida health insurers to rebate estimated $113 M
Consumers with individual policies may get $143 to $949 each
April 13, 2012|By Bob LaMendola, Sun Sentinel
Floridians who buy health insurance without the help of an employer can expect estimated rebates of $143 to $949 in August because of the federal health care overhaul.
About 157,000 individuals and families qualify. In addition, an estimated $65 million in health insurance rebates are in line to be split among workers covered at 352,000 small businesses, the Sun Sentinel found by analyzing reports filed this month by 15 of the largest insurers in Florida.
Don’t expect cash back if you get health coverage from an employer of more than 50 workers. Few of their insurers will owe rebates, and many companies are self-insured and not affected by the health law, insurance experts said.
“This is important for consumers,” said Richard Polangin, health care policy coordinator with the advocacy organization Florida Public Interest Research Group. “They already pay extremely high prices for health insurance.”
Individuals don’t need to do a thing to obtain their money. Insurers must notify them by Aug. 1 if they are due a refund and pay that month.
The rebates Read the rest of this entry »
Posted in - Read 'em and weep: The Daily News, - Uncategorized II | Tagged: August, Barack Obama, Blue Cross Blue Shield Association, Florida, health care, health insurance, Humana, insurance, National Association of Insurance Commissioners, Obamacare, Patient Protection & Affordable Care Act, Patient Protection and Affordable Care Act, United States, UnitedHealth Group | Leave a Comment »
Posted by Warm Southern Breeze on Wednesday, March 28, 2012
It’s not looking good for the petitioners.
And to give Mr. Paul D. Clement his props, he has a phenomenal presentation, and has a wonderful presence, has a very rapidly keen response to the Justices questions. He is definitely on top of his game. However, as good as his performance may be, it is my opinion that his arguments will not sway the court.
Mr. Clement was formerly Solicitor General of the United States 2004-2008.
The Court heard arguments today, Wednesday, March 28, 2012, on the Severability issue and Medicaid issue of the Patient Protection and Affordable Care Act cases.
1. Does Congress Read the rest of this entry »
Posted in - Did they REALLY say that?, - Faith, Religion, Goodness - What is the Soul of a man?, - Politics... that "dirty" little "game" that first begins in the home., - Read 'em and weep: The Daily News | Tagged: Affordable Care Act, Antonin Scalia, Barack Obama, Congress, Eighth Amendment to the United States Constitution, Individual mandate, law, National Federation of Independent Business, Oral argument in the United States, Patient Protection & Affordable Care Act, Paul Clement, Sonia Sotomayor, South Dakota, South Dakota v. Dole, Stephen Breyer, United States, United States Congress, United States Department of Health and Human Services, United States Supreme Court | Leave a Comment »
Posted by Warm Southern Breeze on Wednesday, March 28, 2012
Naysayers, conservative political pundits and Obama “haters” of all stripe – Radical Republicans, TEA Partiers, White Supremacists, Neo Nazis, et al – have vilified and unified against already-enacted federal legislation that foremost, regulates practices by the Health Insurance industry, such as denial of coverage for children born with certain health conditions, denial of coverage for women with breast cancer, cancelling coverage in the midst of medical treatment, exorbitantly raising premium rates without actuarial justification, denying payment for covered services deemed medically necessary and rendered by qualified physicians or others, and more.
Such practices have been rightly demonized and justly described as onerous by almost everyone, even by the most staunch conservatives. So it remains a great mystery why so many are seemingly straining against what they denigrate as “ObamaCare.”
At least two elements of the law – the so-called Read the rest of this entry »
Posted in - Uncategorized | Tagged: American Bar Association, Anti-Injunction Act, Barack Obama, Financial Services, Florida, health insurance, Individual mandate, insurance, law, Medicaid, news, Obama, Obamacare, observations, Patient Protection & Affordable Care Act, Patient Protection and Affordable Care Act, United States, United States Department of Health and Human Services, United States Supreme Court | Leave a Comment »
Posted by Warm Southern Breeze on Tuesday, March 27, 2012
As I’m writing, the Supreme Court of the United States (SCOTUS) has concluded Day 2 of oral argument in the unprecedented three days of arguments on the Patient Protection and Affordable Care Act (PPACA).
Hear the oral argument Read the rest of this entry »
Posted in - Did they REALLY say that?, - Faith, Religion, Goodness - What is the Soul of a man?, - Politics... that "dirty" little "game" that first begins in the home. | Tagged: Affordable Care Act, Antonin Scalia, Florida, Individual mandate, Medicaid, Obamacare, Oral argument in the United States, Patient Protection & Affordable Care Act, SCOTUS, Supreme Court, United States, United States Department of Health and Human Services, United States Supreme Court | 4 Comments »